The latest research report from the producer of "AI Doomsday Report": Agent and RWA reshape the encryption industry

Imagine a scenario where your personal AI can fully grasp financial information and have the ability to automatically optimize fund allocation. It can help idle funds increase in value, replace manual investment decisions, and proactively strive for the best mortgage interest rate for you. "Claude, help me find the cheapest $500,000 loan solution to replace my existing mortgage. "However, if we delve into this idea in depth, its potential risks gradually emerge. If millions of AI Agents with autonomous execution capabilities continue to flow deposits to high-interest institutions, what impact will the banking system face? When these smart programs create economies of scale, will they cause traditional financial institutions to lose their core sources of funding? A systemic run crisis triggered by AI Agents may be quietly brewing. With the gradual popularization of intelligent agent technology for the public, how to define the critical point of this chain reaction?