How to open a U.S. stock account with Binance? Domestic users experience the complete process of real U.S. stock token trading

When it comes to Binance in the past, most people think of cryptocurrencies such as Bitcoin and USDT. However, Binance now also provides trading functions for U.S. stocks and ETFs, allowing qualified users to directly enter the stock market from their original Binance accounts.

But there is a very important concept that needs to be clarified first: the current "Binance U.S. stocks" are not just the tokenized stocks that were often heard in the past. When buying through Binance's "Stock" function, the user is the beneficial owner of the stock, and the actual securities are executed, cleared, settled and managed by the cooperative securities firm. This is a different product from the bStocks tokenized securities provided by Binance.

From a teaching perspective, this article collates how to buy Binance American stocks, what stocks they have, trading hours, handling fees, dividends, and the risks you need to know before using them.

What are Binance US stocks? Are you buying real stocks?

Binance currently provides stock trading services through Nest Trading Limited and works with external securities firms. Currently, the platform can trade more than 7,000 U.S. listed stocks and ETFs, including some REITs, bonds and fixed income ETFs. Eligible existing Binance users can start trading from as low as US$5, and some of the targets also support fractional stocks.

What's really worth noting is "what you hold."

After buying using Binance's "Stock" function, the user is the beneficial owner of the stock, and the stock is managed by the cooperative securities firm; when eligible, they can also receive dividends and participate in relevant company actions. In other words, it's not just creating a cryptocurrency that goes up and down with stock prices.

Binance's official FAQ currently points out that relevant securities trading services are provided through Alpaca Securities LLC, and securities brokerage services such as order execution, clearing, settlement and custody are handled by cooperative securities firms.

However, whether the stock function can be used still depends on the user's region and account qualifications. Not all countries and accounts must be used, so the actual situation should still be based on the display of your own Binan account.

How to buy Binance US stocks? Operation process teaching

The prerequisite for trading U.S. stocks is that you must have a Binan account. If you have not registered Binance yet, you can use the Binance registration link below.If you register with therecommendation link, youwill receive a permanent 20% fee reduction. This discount is valid for a long time and not a short-term event, so remember to use a link with a rebate when registering.

The registration process itself is very routine: fill in the email or mobile phone number, set a password, and complete authentication. I won't carry out this part. Everyone has basically operated similar platforms. After registering, log in and we can start buying U.S. stocks.

Reference tutorial: Binance APP official website registration, download and KYC certification complete operation tutorial

How to buy if you have no money in your account? First go to C2C to buy stablecoins

and log in to Binance (official registrationand official download). You will see a "Add Funds" button at the top of the page, click it, and then select "C2C Trading".

C2C is a point-to-point transaction. You can use RMB to directly purchase stablecoins such as USDT or USDC from other users. Buying U.S. stocks requires payment in stablecoins, so this step is necessary.

• Click "Add Funds" at the top of the page

• and select "C2C Trading" to enter the peer-to-peer trading page

• to select the stablecoin you want to purchase. Both of them support buying U.S. stocks

• . Enter the amount you want to purchase in the amount input box

• . Select your payment method (Alipay, WeChat, bank card, etc.) to

• confirm the order. After completing the payment

and buying the stablecoin, it will be directly added to your Binance account balance, and then you can trade U.S. stocks.

Now that I have bought stable coins, where can I find an entrance for U.S. stock trading?

After C2C buys a stable coin, it returns to the main interface of currency security and clicks the "Trade" button below. After entering the trading page, findthe "Stocks" section in the navigation bar above and click it.

I also searched for this entrance location for a while when I first looked for it. It was in the category tab at the top of the transaction page. It was not displayed directly on the front page. You can find it by paying attention to the top navigation.

How to choose the variety of U.S. stocks you want to buy?

After entering the stocks sector, you will see a list of U.S. stocks that can be traded. Click on the search or classification area at the top of the page to select the specific stocks you want to trade.

For example, the video demonstrates Micron Technology (MU), just find it directly in the list and click on it. The U.S. stock varieties currently supported by Binance cover many mainstream targets, including technology stocks and hot concept stocks.

Which one should choose between market order and limit price?

After clicking to enter the trading page of a certain stock, you can select "market order" or "limit order" in the upper right corner. The difference between these two ordering methods is very simple:

• Limit order: You set a price yourself, only when the market price reaches the price you set. A transaction will be completed only when the market price reaches the price you set. Suitable for situations where you have clear expectations for price.

• Market order: Direct transaction at the current market price, no need to wait, and the operation is the fastest.

If you just want to buy quickly, just choose the market order and save trouble.

How to fill in the purchase amount and complete the order?

After selecting the market order, the next steps are as follows:

• Enter the amount you want to buy in the amount input box (buy by the amount, not by the number of shares) and

• select the payment account below. You can use USDC or USDT to pay. Both work.

• Here is a demonstration of using USDC to make payment. After selecting,

• click the "Preview Buy" button. After confirming that the order details

• are confirmed, the order is submitted. The

whole process of buying is very smooth. After clicking "Preview Buy MU", Micron Technology's shares are in your hands. The experience is basically the same as buying cryptocurrency, with no additional complex operations.

If you don't have a discount on the handling fee when purchasing digital currency at a cryptocurrency exchange, you can register through a special cashback link, which can save a lot of transaction costs.

By registering with major exchanges through specific recommendation links, you can get different levels of cash rebates:

If you don't have a discount on handling fees when purchasing digital currency on a cryptocurrency exchange, you can get cash rebates through the following methods:

How much does the Binance US stock fee? Commission-free does not mean that Binance is completely free

. Currently, Binance does not charge additional "trading commissions" for U.S. stocks and ETFs, but this does not mean that transaction costs are zero.

According to official data, when the current order amount is less than ** US$350 (inclusive)**, the minimum platform fee is US$0.35; for orders exceeding US$350, the official statement is calculated at a cost of approximately **0.1%(10 basis points)**. You should still check the fees listed on the preview page before actually trading.

In addition, ADR fees, currency conversion costs, supervision fees, dividend-related fees, taxes, etc. may also arise, so when judging transaction costs, you should not only see the word "zero commission".

What are the trading hours for Binance U.S. stocks?

Binance U.S. stocks can provide up to 24-hour trading hours per day, five days a week, but not all stocks support full 24-hour trading.

The normal trading hours for U.S. stocks are from 9:30 a.m. to 4:00 p.m. Eastern Time from Monday to Friday. It may also include pre-market, after-hours and overnight trading of some underlying stocks.

Pay special attention to the difference between "market orders" and "limit orders" here.

Market orders can only be executed during normal trading hours. Market orders sent before, after or overnight may not be processed until the next normal trading session; limit orders are mainly used for extended trading hours.

Moreover, there may usually be low liquidity and large bid-ask spreads in pre-market, after-market and overnight periods. Even if the interface can be traded, it does not mean that the trading conditions will be exactly the same as normal trading periods.

Do Binance stocks have dividends?

Yes.

Ebinance officially stated that users who hold stocks through the stock function are beneficial owners, so they can receive dividends when they meet the company's dividend distribution conditions; even if the account is located in the region where it is later subject to trading restrictions, as long as stocks are held during the qualifying time, the dividends that should have been earned will still be processed.

However, the actual dividends received may involve U.S. withholding taxes and local tax regulations, and may not necessarily equal the pre-tax dividend amount announced by the company. The identities and tax conditions of different investors may differ, and the relevant declaration methods should be confirmed separately.

Are Binance U.S. stocks the same as bStocks?

No, this is also the most confusing place when using Binance to buy U.S. stocks.

Behind the "stock" function is the actual securities trading. The user is the beneficial owner of the stock and is managed by the cooperative securities trader.

bStocks are tokenized securities.

bStocks is a token on the blockchain that converts stock exposure. Each bStock is supported by the corresponding real stock, but holding bStock does not mean directly holding the shares of the listed company. It can be traded or transferred like other assets on the chain, but it also adds additional risks such as issuer, custody, smart contracts, blockchain, and regulation.

Therefore, when you see "Binance U.S. stocks", you must first confirm whether you are entering stock trading or bStocks tokenized securities. The legal structures, trading methods and risks of the two are different.

What are the risks of using Binance to buy U.S. stocks?

The first is still the most basic market risk. U.S. stocks and ETF prices may fall, and investor protection systems such as SIPC will not compensate for losses caused solely by market declines. Binance's official FAQ stated that in the event of bankruptcy at a cooperative securities firm, SIPC protection can be applied to eligible stock and ETF positions, with a maximum of US$500,000 per user, of which the maximum cash claim limit is US$250,000; but this is completely different from "investment will not lose money".

The second is the risk of cryptoassets and stablecoins. Because Binance stocks use USDC as the main trading medium, and payment with other supported crypto assets will be exchanged first. Therefore, the entire process not only involves the stock market itself, but also the price of crypto assets, stablecoins and exchange mechanisms.

The third is liquidity and trading session risk. Especially during the pre-market, after-hours and overnight trading hours, the trading volume may be low, the price difference may be large, and the market price may also fluctuate significantly.

The fourth is platform, brokerage and regulatory risks. Binance is just one of the entrances for users to access stock trading. It also involves the regulations of Nest Trading Limited, cooperative brokerages and different jurisdictions. Product functions, tradable objects and regional qualifications may be adjusted in the future.

Finally, there is tax risk. Income from stock trading, dividends, cryptocurrency conversions, and cross-border assets may each involve different tax regulations. Just because it is operated on a cryptocurrency exchange, it cannot be regarded as a pure cryptocurrency transaction.

Conclusion: Binance U.S. Stocks integrate stock transactions into the original Binance account.

Simply put, the current Binance U.S. Stocks function integrates U.S. stocks and ETF transactions into the original Binance account.

Eligible users can enter the U.S. Stock function through "Trade → Stocks" and complete orders with USDC or other supported crypto assets. The minimum trading amount can start from US$5. Some of the underlying products support fractional stocks, extended trading hours and dividends.

However, the most important thing before using it is still to distinguish that stocks and bStocks are not the same product, and to consider risks such as stock price, transaction costs, stablecoins, liquidity, platform and brokerage, supervision, and tax matters together, rather than just looking at whether it is convenient to operate.

This article only introduces the product mechanism and operation methods of Binance U.S. stocks, and does not mean that the use of Binance is recommended, nor does it constitute investment advice for U.S. stocks, ETFs, cryptocurrencies or other financial products. Stock and cryptocurrency prices may fluctuate significantly. Cryptocurrency is a high-risk investment, and part or all of the invested capital may be lost. You should study and evaluate the relevant risks before trading.

This is how to open a U.S. stock account with Binance? For domestic users to experience the details of the complete process of real U.S. stock token trading, for more information about the complete process of Binance opening a U.S. stock account, please pay attention to other related articles in Script House!

Disclaimer: This article is only to provide market information. All content and opinions are for reference only and do not constitute investment advice and do not represent the views and positions of this site. Investors should make decisions and trade by themselves. The author and this website will not bear any responsibility for the direct or indirect losses caused by investors 'transactions.!